This H&M Gift Card ("Card") is redeemable up to its balance to buy goods or services only at H&M locations in Canada, the U.S., and Puerto Rico, and at hm.com in Canada only. Not refundable or redeemable for cash except as required by law. Dollar values are in the currency of the country where the card is purchased. Any required rate exchange calculation will be made on the date of your purchase. Not a credit card or debit card. Purchases are deducted from the card balance. Card will not be replaced or replenished if lost, stolen, or used without authorization. For complete terms and conditions, which are subject to change, or for balance inquiries, visit hm.com Canada or any H&M location. No expiration date or service fees. Purchase, use or acceptance of card constitutes acceptance of these terms.